Part 2: The Merchant Loyalty Industrial Complex Collapse  

fsim.ca/docs/Credit_cards_Part_2v4.pdf

Mark Sibthorpe

Since November 2, 2021, Loyalty Ventures Inc.'s (Airmiles) market cap has decreased from $861.42M to $2.11M, a decrease of -99.75%. This compares closely to 2018, when Aimia sold Aeroplan back to Air Canada and partners TD and CIBC for $238 million. For reference, in 2005 Aeroplan launched an IPO valuing it at $2 billion. Related to Aimia’s downfall, it had also previously sold the UK Nectar program to Sainsburys for $120 million, $580 million lower than it paid for Nectar in 2007.

This report digs under the surface and uncovers why loyalty is going the way of the dodo.

Merchants should not waste time fighting card networks  

fsim.ca/docs/Card_fees_ongoing.pdf

Mark Sibthorpe

This is part one of a two part assessment of merchant frustration due to high credit card fees. The second part of this report will outline an alternative approach that merchants can consider. An approach that is a win for them and also for the card networks.

The full story of SVB March 12th, 2023  

fsim.ca/docs/SVB_special_report2.pdf

Mark Sibthorpe

Aggregated news and research related to SVB. Apart from SVB, included in this report is related news with respect to other banks and non-traditional companies looking to add financial services that also appear risky.

March 2023 bank earnings summary  

fsim.ca/docs/bankearningsfriday.pdf

Mark Sibthorpe

This report provides a snapshot into recent bank earnings and related news as published in fsim.ca reports.

Real estate report: October 30th, 2020  

fsim.ca/docs/Oct30rereportv1.pdf

Mark Sibthorpe

The big buzz in real estate recently is Mark Carney being scooped up by Brookfield. This means more juice for riskier borrowers. Brookfield, a huge player in real estate, both residential and commercial, recently bought its remaining shares from Sagen (Genworth MI Canada), which values the company at $3.8 bn.

VersaBank’s New High-Security VPN Proving Especially Valuable During COVID-19 Pandemic  

fsim.ca/docs/TailscaleReleaseMarch30FINAL.pdf

Press Release

2014 FSIM when Bernanke visited Montreal  

fsim.ca/docs/MockBernanke.pdf

Mark Sibthorpe

Considering Bernanke is hated by the Republicans and hated even more by the Democrats, and is currently under scrutiny for saving AIG but not Lehman, (in hindsight) with respect to issues over solvency vs liquidity, the Montreal lovefest attended by 1,100 people yesterday must have been a welcome respite. Click the link to read the entire 2014 report.

Eisman's big Canadian bank short  

fsim.ca/docs/eisman2.pdf

Mark Sibthorpe

I have been reporting on Steve Eisman's short position for quite some time.  As the analyst reaction to Eisman shows (link below), Eisman has taken a lot of heat for shorting Canadian banks. Instead of capitulating, in September 2019 he publicly disclosed the fact that he added Canadian Tire to his position, He explains the rationale for this in a BNN interview late 2019. Essentially, his big concern with respect to banks was non-performing loans in Alberta. He feels Canadian bank CEOs are not prepared for a credit cycle. He specifically referenced ATB (a private bank) in discussing his concerns. Looking at the numbers today, my guess is that he has made off like a bandit.

VersaBank Beta-Testing Its New, High Volume Mortgage Finance App   

fsim.ca/docs/VBCortelMortFinanceAppFeb62020.pdf

Press Release

VersaBank announces it is initiating beta-testing on its newly developed high-volume mortgage software app with the Cortel Group, one of Canada’s largest home and condominium builders. The app, named “Direct Connect”, was designed to facilitate and significantly reduce the lengthy finance approval process typically experienced by home buyers when visiting home and condo pre-construction sales offices.

How and why you need to defend your brand against disruptors  

Mark Sibthorpe

Technology, and being open to opportunities, has preempted transformation in banking. At the top of change are Mint, PayPal and ApplePay; three examples of transformative solutions that are now ubiquitous. On the horizon: Uber and Google, both having recently announced partner based banking services. Further down in the plumbing is Duca Impact Labs, Versabank, and Revolut. This report shows how cost conscious FIs can, not only stay relevant in the face of adversity, but punch well above their weight. All thanks to creative thinking and the ongoing commoditization of technology.

Kick the can(nomics)  

fsim.ca/docs/Kick.pdf

Mark Sibthorpe

Canada has used consumer debt to provide life support to the economy. This strategy which basically pushed the day of reckoning to the next government was old back in 2014, and now is well past its sell-by-date. Recognizing this, and desperate to keep the economy out of a recession, Trudeau is spending more money now than any government in Canadian history. This report disusses a possible alternative.

ScoreCard Bill Morneau, Canada's Minister of Finance  

fsim.ca/docs/ScoreCardMorneau.pdf

Mark Sibthorpe

This report is a scorecard I designed in order to rank the performance of the current Minister of Finance, Bill Morneau. I do regular rankings because, otherwise, I cannot measure the performance in a meaningful way. The scoring is based on a variety of metrics as detailed on the ‘score-table’ on page 3. Examples of the criteria and weighting include:

Observations and overview of 2018 NB flood support from government and insurance companies.  

fsim.ca/docs/Observations and overview of 2018 NB flood support from government and insurance companies..pdf

Mark Sibthorpe

Flood aftermath is linked to post traumatic stress. Here are some findings from a study conducted by Queensland University following a flood:

"The findings showed that aftermath stress contributed to poor mental health outcomes over and above the flood itself, prior mental health issues and demographic factors," Ms Dixon said.

"Aftermath stress was the strongest predictor of post-traumatic stress symptoms with 75 per cent of people saying the most difficult aspect was the aftermath and dealing with insurance companies," she said.

With this in mind, I felt it was important to understand how New Brunswick flood victims were treated.

Update Argentina: a sign of the times  

fsim.ca/docs/Update Argentina_ a sign of the times.pdf

Mark Sibthorpe

Argentina is in the news daily because the situation is dire, and may be an indication of further contagion. The most dramatic story that speaks of the a leading cause of its troubles was the recent arrest of the public works secretary, Jose Lopez. June 15th he was caught hiding millions in cash in a monastery. No this is not a plot for a comedy.

Summary of Canada's flood news, 2017 to present  

fsim.ca/docs/Summary-of-flood-news-2017-present.pdf

Mark Sibthorpe

This report covers flood news in Canada from 2017 to present and highlights the relevent issues for home-owners and the insurance industry.

Banking on Pot  

fsim.ca/docs/c10191_banking-on-pot.pdf

SBS

As states across the US legalize marijuana for both medicinal and recreational purposes, it has fueled a growing industry of marijuana related businesses (MRBs).

Canadian banking industry overview  

Mark Sibthorpe

The industry overview is divided into 5 parts:

Introduction
Small banks
Small medium sized banks
Medium sized banks
Medium large banks

2014 Mobile payments the Apple pay way  

fsim.ca/docs/Mobile_Payments_Apple_Pay_2014.pdf

Mark Sibthorpe

With Walmart Pay about to userp Apple Pay, I thought I would share my 2014 book on mobile payments and loyalty. The guilde was written for Merchants that want to understand loyalty, credit, mobile payments and Apple Pay, but anyone involved with credit and loyalty might find it useful.
The book is a prelude to Walmart leaving MCX, and chronicles the evolution that led to Walmart Pay. There is an extensive case study of Walmart that looks into its efforts to become an ILC and to avoid paying credit card transaction fees ('merchant discount').
It offers readers a step-by-step methodology for evaluating and transforming credit and loyalty programs. The strategies are based on proven examples and industry facts. The Nectar, Target, Canadian Tire and Walmart case studies are examples of the practical approach I have taken, written with the intent that merchants can use them as blueprints for their own initiatives. 

Death to bitcoin, long live the blockchain   (See full report)

Mark Sibthorpe

Jamie Dimon calls bitcoin a fraud used by criminals, yet he has jumped into the blockchain with both feet.

TD bank industry conduct  

fsim.ca/docs/tdind2.pdf

Mark Sibthorpe

TD’s share price recently collapsed by $7 bn in one day due to CBC’s allegations of aggressive selling tactics. A huge fall from a bank that was trading at a premium as recently as January. This was even before the most recent allegation of TD attempting to avoid paying taxes on advertising.
This report chronicles the events leading up to the collapse, shows TD's performance, analyses other related issues.

Book review: Back from the Brink  

fsim.ca/docs/backbrink.pdf

Mark Sibthorpe

This is a book review of the book Back from the Brink by Paul Halpern, Caroline Cakebread, Christopher C. Nicholls and Poonam Puri.

Footnote 151  

fsim.ca/docs/footnote151.pdf

Mark Sibthorpe

Footnote 151 implies an important regulatory change related to derivative contracts. It means that US Banks will not be required to hold as much capital against commodities. If you want to understand the implications of this regulatory change in more detail, see the enclosed related article detailing the changes. For contextual purposes, I have also included two Rolling Stones Magazines reports from 2010 and 2014 that chronicle the role large US banks have played in manipulating commodities. You might question the credibility of these sources, but rest assured, these reports are based on United States Senate hearings which outline the issues in a 396 page report related to the implied risks. 

Save the Canadian economy now  

fsim.ca/docs/helecopter-money.pdf

Mark Sibthorpe

Consumer debt spending appears to have insulated Canada from the worst of the credit crisis, but now the alarming magnitude of consumer debt ($1.92-trillion) could exacerbate a day of reckoning.
This report assesses the issues at hand and recommends the solution to get Canada's economy on track.

Reasons financial service companies should consider gamification  

fsim.ca/docs/GamingEventProposal-printsample--en-final.pdf

Mark Sibthorpe

Gamification of business processes resulted on Mint.com growing to 10 million users within 4 years. This report explains how.

National Bank Special Report  

fsim.ca/docs/NatBSpec.pdf

Mark Sibthorpe

According to Bloomberg, National Bank of Canada will take a C$64 million ($48 million) restructuring charge in the fourth quarter and said its investment in Maple Financial Group Inc., which is being probed by German regulators, may be at risk of a “substantial loss.”

Will Canadian banks charge companies for deposits?  

fsim.ca/docs/depgrowthimpact2.pdf

Mark Sibthorpe

In light of today’s possible rate cut, this report discusses how a bank rate cut and capital ratio pressure could precipitate negative corporate deposit interest rates in Canada.

Canadian Tire's (CTC) - Canadian Tire Financial Services (CTFS) Scotia deal overview and risk assess  

fsim.ca/docs/ctfsfinal.pdf

Mark Sibthorpe

Review of the Canadian Tire Financial Services deal with Scotiabank, risks, opportunity and benefits.

Finance minisiter scorecard August 26, 2015  

fsim.ca/docs/Scorejo-August-2015.pdf

Mark Sibthorpe

This report looks at Joe Oliver, minister of finance’s progress to date, and assigns a grade to his government’s performance to date.

Xtreme Branch  

fsim.ca/docs/xbranch.pdf

Mark Sibthorpe

Branches are evolving to meet the digital age. This documents tracks the evolution with real-world examples.

Canadian Nudge  

fsim.ca/docs/nudge.pdf

Mark Sibthorpe

CWB cause for concern  

fsim.ca/docs/cwbupdate.pdf

Mark Sibthorpe

BNTV Overview  

fsim.ca/docs/overviewpdf.pdf

BNTV

BankNews.TV Publishing Corp services overview document:

• Analytics
• Financial services industry monitor (FSIM) industry briefings and developments reports
• Research

Challenger banks not a threat to big banks  

fsim.ca/docs/challenger.pdf

Mark Sibthorpe

This report looks at Canadian challenger banks (apart from merchant led banks) and explains why they have not threatened larger institutions. It also looks at ways in which these upstarts have achieved success.

Gamification of financial data project  

fsim.ca/docs/GamingEventProposal-printsample--en-final_original.pdf

Mark Sibthorpe

This document contains details on how BankNews.TV is helping kids learn programming via gamification of financial data.

The impact a rate rise will have for Canadian banks  

fsim.ca/docs/irr-f.pdf

Mark Sibthorpe

Canadian banks have made money throughout the credit crisis, but this trend may be about to reverse. The rational supporting this prediction is that revenue has grown despite a declining net interest margin (NIM). It has grown in spite of this fact because Canadian debt (loan lease volume) has risen significantly, as shown in chart 2.

FIFA: the new goldenballs  

fsim.ca/docs/goldenballs.pdf

Mark Sibthorpe

Yesterday, the Attorney General of Switzerland (OAG) opened criminal proceedings related to the FIFA scandal. This report outlines some of the events related to the criminal investigation, with a particular focus on banking.

Scorecard Minister of Finance: JIm Flaherty  

fsim.ca/docs/Scorecard Min Fin Flaherty April 8 2014.pdf

Mark Sibthorpe

March 18, Finance Minister Jim Flaherty resigned from cabinet after having endured a difficult year due to health issues. This report looks at his legacy and attempts to grade his government’s performance to date.

Sample RFP for a Loyalty Program  

fsim.ca/docs/sample RFP for a loyalty program.pdf

Mark Sibthorpe

Merchants extend financial services  

fsim.ca/docs/merchantfs.pdf

Mark Sibthorpe

Merchant led financial services are growing in importance once again. This is exemplified in the ongoing UK rivalry between ASDA, Sainsbury and Tesco. Together these merchant/financial service companies provide the backstop for three different approaches for merchants looking to extend their financial services.

Hot Money: real-estate  

fsim.ca/docs/hotmoney.pdf

Mark Sibthorpe

Currency Cheat Sheet: a guide for the rest of us  

fsim.ca/docs/currencycheatsheet.pdf

Mark Sibthorpe

Riches to Rags? Summary of possible risks for Genworth MI CANADA, INC.  

fsim.ca/docs/gq4risk.pdf

Mark Sibthorpe

Genworth had its Q4 2014 earnings call. Genworth own about 30% of the mortgage default insurance in Canada. Not surprisingly, the earnings call became focussed on Alberta; and for good reason, with 20% of its outstanding insured mortgage balance in Alberta, sensitivity to the oil shock and how Genworth plan to manage related risks were discussed in detail.

Canadian Western Bank Competitive Forecast  

fsim.ca/docs/cwbf.pdf

Mark Sibthorpe

Based on historical financial data (see detailed charts pages 5-8), the oil based recession in Alberta, and comparison against two of its peers, this document outlines my observation with respect to CWB’s future performances.

Liquid Canada: the tipping point  

fsim.ca/docs/Liquid.pdf

Mark Sibthorpe

This report examines liquidity issues in the Canadian financial service industry.

Bank Fees  

fsim.ca/docs/Bank fees.pdf

Mark Sibthorpe

Recently the CBC and The Globe and Mail both reported on what has been referred to as a consumer “bank fee outcry”. CBC compares banks to cable and phone companies, standing accused of trying to gouge customers with service fees. The backlash appears to have originated in conjunction with the NDP and the Consumers Council of Canada which argues that there is anxiety ‘among consumers about banking fees’.

Cheap Oil Report  

fsim.ca/docs/co2.pdf

Canada's Economy, a strategic solution  

fsim.ca/docs/ces.pdf

Mobile Payments Blueprint: guide to credit and loyalty transformation for merchants  

fsim.ca/docs/booksample.pdf

Guide to system selection  

fsim.ca/docs/gssnow.pdf

Read sample report: Guide to system selection. This sample would normally cost $99 but is available free as a sample. Click here view sample report.

SCOTIABANK SAYS TECHNICAL GLITCH THAT DISRUPTED DIRECT DEPOSIT, CHEQUE PAYMENTS HAS BEEN RESOLVED

G&M (2026-01-28)

“We are deeply sorry for the inconvenience the earlier technical issue has had on our clients, and sincerely appreciate their patience as we worked through this,” Ms.

WEALTHSIMPLE PLANS PAPERLESS CHEQUES AND UBER-LIKE DELIVERY OF CASH TO CUSTOMERS’ DOORS

G&M (2025-06-12)

Wealthsimple Technologies Inc.

WEALTHSIMPLE IS TAKING ON THE BIG BANKS - AND MIGHT JUST SURPASS THEM

G&M - Rob Carrick (2025-06-12)

It’s too early to hand this distinction to Wealthsimple because it hasn’t fully introduced all of its new banking features, some of which are gimmicky.

THE BIG GUIDE TO AUTO INSURANCE

G&M - Mariya Postelnyak (2025-06-12)

Drivers in Canada have been reeling from soaring auto insurance premiums with rising vehicle thefts, higher repair costs and even extreme weather.

A SURPRISING ANSWER TO THE QUESTION: WHICH BIG BANK HAS THE BEST MOBILE APP?

G&M - Rob Carrick (2025-06-12)

According to a new J.D.

THE BIG SIX BANKS ARE TO BLAME FOR THE LIFELESS TORONTO STOCK EXCHANGE

G&M - J. ARI PANDES AND COLIN DEACON (2025-06-12)

Globally, IPO activity is declining and the universe of public companies is shrinking.

DON'T ASSUME FURTHER RATE CUTS FROM THE BANK OF CANADA, POLOZ WARNS

Yahoo Finance - Jordan Gowling (2025-06-12)

Poloz said the deterioration in the labour market is a “recessionary indicator” and he expects further layoffs as the result of tariffs in the coming months.

AUSTRALIAN REGULATOR CRACKS DOWN ON 'FINFLUENCERS' OVER UNLAWFUL FINANCIAL ADVICE

Yahoo Finance (2025-06-12)

The action was taken as part of the Global Week of Action Against Unlawful Finfluencers held last week, which saw regulators from around the world using regulatory and enforcement powers against unlawful financial influencers.

NATWEST SHIFTS SOME OPERATIONS FROM SWITZERLAND TO CUT COSTS

G&M - William Shaw and Aisha S Gani (2025-06-12)

NatWest Group Plc has begun shifting some of its wealth management operations from Switzerland to the UK as Chief Executive Officer Paul Thwaite has sought to whittle away costs across the lender. The

CANADIAN REAL ESTATE DEVELOPMENT PLANS FELL SHARPLY

Better Dwelling (2025-06-12)

All segments showed declines, but the largest pullback was in the residential sector.

FP CANADA, CPA CANADA SYNERGIZE WITH CE, EVENTS AND CREDENTIALS

Investment Executive (2025-06-12)

The collaboration with CPA Canada involves more than one-quarter million professionals.

ONTARIO’S TITLE PROTECTION REGIME REPRESENTS PROGRESS, BUT RISKS REMAIN

Investment Executive (2025-06-12)

Many investors assume that a financial advisor will provide holistic, client-focused advice.

HIPPO INSURANCE PITCHES BIG COMEBACK BY 2028, CEO EXPLAINS

Yahoo Finance (2025-06-12)

Property insurance company Hippo Holdings (HIPO) hosted its 2025 investor day on Thursday.

EFFORT TO STRIP FED OF INTEREST PAYING POWER SEEN LIKELY TO BRING UPHEAVAL TO MARKETS

Yahoo Finance (2025-06-12)

On Wednesday, Bloomberg reported that Cruz had also lobbied President Donald Trump, who has long been at odds with the Fed, as well as Republican colleagues, about his idea.

COINBASE HIRES TOP POLITICAL STRATEGIST AS CRYPTO INDUSTRY FLEXES ITS NEWFOUND POLITICAL MIGHT

Yahoo Finance (2025-06-12)

Regardless of how crypto has performed in the past, the ability for Americans to put their retirement funds — roughly $44 trillion in assets — into crypto will lead to billions of dollars in profits for the industry, if even a small portion of Americans put their assets into a

CANADIAN GOVERNMENT PURGE? PUBLIC SECTOR LOSES 21K JOBS IN A MONT

Better Dwelling (2025-06-12)

The Federal government isn’t the only public employer on a firing spree.

NINE AGENTS: $1 BILLION OF ORIGINATIONS. HOW AI-POWERED PINE IS SCALING

Mortgage Logic (2025-06-12)

He explained that Pine, which has received $50 million in venture funding, is vertically integrating its mortgage business with home shopping, using the properly.ca

EU CONFIRMS FURTHER ONE-YEAR DELAY TO BANK TRADING DESK RULES

WSJ (2025-06-12)

The European Union confirmed the delay by one more year of tougher global rules for banks’ trading businesses. The

BLACKROCK SETS $400BN FUNDRAISING TARGET TO TAKE ON PRIVATE CAPITAL GIANTS

FT (2025-06-12)

BlackRock has set an ambitious $400bn fundraising target for its private investment businesses, as executives laid out a plan to almost double the market value of the world’s largest asset manager by 2030. The

ARE MACHINES SMARTER THAN VENTURE CAPITALISTS?

FT (2025-06-12)

In an attempt to dial up the smart factor and dial down luck, many investors have resorted to technology.

WORLD’S BIGGEST AIRCRAFT OWNER SET FOR $1BN PAYOUT IN RUSSIAN PLANES CASE

FT (2025-06-12)

The world’s biggest commercial aircraft owner AerCap is in line for a payout of more than $1bn after the High Court in London ruled insurers had to cover losses from planes stranded in Russia, one of the largest sums ever awarded by the English courts. Insurers

HOME PRICES ARE FALLING, AND CANADA IS LOSING ITS SECRET WEAPON FOR STOKING GDP GROWTH

G&M - Tim Kiladze (2025-06-11)

Steel and aluminum tariffs just doubled, oil prices have hovered near multiyear lows and Canada’s auto sector faces an existential threat.

MATTAMY HOMES FOUNDER PETER GILGAN TO START PREFAB HOUSING FACTORY IN ONTARIO

G&M - Sean Silcoff, Rachelle Younglai (2025-06-11)

Real estate developer Peter Gilgan plans to start a home-building factory in the Toronto area, the billionaire’s second attempt to create a prefabricated homes business as the federal government looks to boost construction of new homes. Mr.

UNICREDIT CEO SAYS CHANCES OF PURSUING BANCO BPM DEAL NO MORE THAN 20%

Yahoo Finance (2025-06-11)

Speaking at a financial conference organised by Goldman Sachs in Berlin, Orcel told investors the conditions Italy set to authorise takeover using 'golden powers' it has to protect national security interests create too much uncertainty and expose the bank to huge fines if UniCredit does not comply.

PRIVATE CREDIT IN INDIA IS CLOSING DEALS — AND ITS EYES

Bloomberg - Andy Mukherjee (2025-06-11)

India is a sizzling market for private credit, though some participants are wondering if in their eagerness to close deals, investors are shutting their eyes to risks, especially the legal minefields around collateral and bankruptcy. A

CANADIAN REAL ESTATE PRICES ROSE 7X FASTER THAN WAGES SINCE 1981

Better Dwelling (2025-06-11)

The absurdity of Canadian real estate prices is really highlighted against the wage data.

MANULIFE WEALTH FEE CHANGES HIT SOME ADVISORS HARDER THAN OTHERS

Investment Executive - Jonathan Got (2025-06-11)

The fee changes impacted advisors with smaller accounts primarily, which has caused some advisors to leave Manulife.

FINTRAC FINES CREDIT UNION OVER COMPLIANCE

Investment Executive - James Langton (2025-06-11)

FINTRAC imposed an administrative monetary penalty of $116,160 on the credit union after uncovering four violations in a 2023 compliance review.

FORMER ICBK CHIEF ALLEGES CHINA’S LARGEST BANK FIRED HIM OVER EFFORTS TO COMPLY WITH CANADIAN LAWS

G&M - Rita Trichur (2025-06-10)

The CEO of the Canadian subsidiary of China’s largest bank was fired after clashes with officials in Beijing over his efforts to spearhead compliance with federal regulations and laws aimed at preventing foreign interference in domestic financial institutions, according to a lawsuit. Filed

VERSABANK DIGITAL DEPOSIT RECEIPTS FOR STABLECOINS TO BE PRESENTED AT FLORIDA BANKERS ASSOCIATION ANNUAL MEETING

VersaBank - David Taylor (2025-06-10)

Mr.

YES, PARENTS NEED LIFE INSURANCE. HERE’S WHY

G&M - Erin Bury (2025-06-10)

According to a 2024 poll from my company Willful and Angus Reid, only 43 per cent of Canadian parents of minor children have life insurance. In

AUDITOR GENERAL'S REPORT ON COMPANY BEHIND ARRIVECAN TO BE RELEASED TODAY

Yahoo Finance (2025-06-10)

GC Strategies received nearly a third of the $60 million total cost of the ArriveCan project, despite being awarded contracts through non-competitive processes

OUTLOOK FOR INTEREST AND MORTGAGE RATES

BNN (2025-06-10)

The Bank of Canada made a call on interest rates this week - but the market is making its own call on rates that will affect the debt most of us pay.

CENTERBRIDGE SEEKS $1 BILLION TO HOLD CANADIAN BANK FOR LONGER

Bloomberg (2025-06-10)

Centerbridge Partners aims to raise about $1 billion to give it more time to hold its minority position in Fairstone Bank of Canada, according to people familiar with the matter. The

SCOTIABANK CALLS ITS HEAD-OFFICE STAFF BACK IN FOUR DAYS A WEEK

Bloomberg (2025-06-10)

Bank of Nova Scotia plans to call head-office employees back to the office four or more days per week starting in September, citing a push for more collaboration as it follows recent moves by other big lenders including Royal Bank of Canada and JPMorgan Chase & Co. Toronto-based

CANADIAN RENTS ARE BACK TO RISING AFTER A BRIEF DECLINE

Better Dwelling (2025-06-10)

Canada’s rent prices are finally showing signs of softening, though progress remains minor.

BOC’S TIFF MACKLEM SAYS MANDATE SHOULD EVOLVE IN A ‘SHOCK-PRONE’ WORLD

Investment Executive - Craig Lord (2025-06-10)

Macklem said the past few years have led the Bank of Canada to scrutinize some of its metrics, like core inflation and how it responds to supply shocks in the economy.

LIVING LONGER — THE ‘FUNDAMENTAL FINANCIAL CHALLENGE’

FT - Moira O'neill (2025-06-10)

It is the “ticking time bomb” of financial planning.

SENIOR FED OFFICIAL PROMISES MAJOR OVERHAUL OF US BANK REGULATION

FT - Martin Arnold (2025-06-10)

The Federal Reserve’s new financial supervision chief has promised a significant overhaul of US banking rules, vowing to address industry concerns that regulations imposed after the 2008 financial crisis are too onerous. Michelle

INTUIT OFFERS TO PAY INTEREST, PENALTIES FOR ONTARIO FAMILIES AFFECTED BY TURBOTAX SNAFU

G&M - Erica Alini (2025-06-09)

Andrew Van Vroenhoven, of Whitby, Ont.,

TRUMP’S FOREIGN-INVESTMENT TAX IS A ‘DIPLOMATIC WEAPON’ THAT PUNISHES CANADIANS

G&M - Tim Kiladze (2025-06-09)

U.S.

OTTAWA TO OVERHAUL FINANCIAL-CRIME LAWS IN NEW BORDER SECURITY BILL

G&M (2025-06-09)

The federal government is aiming to overhaul Canada’s financial-crime laws, including new restrictions on large cash transactions to curb money laundering. A

CANADA'S MAY UNEMPLOYMENT RATE AT MULTI-YEAR HIGH

Yahoo Finance - Promit Mukherjee (2025-06-09)

This level of unemployment was last seen in September 2016 after the COVID-era unemployment numbers of 2020 and 2021 are excluded, StatsCan said.

BOE RISKS REPEAT OF BREXIT PESSIMISM AS GROWTH SIGNALS DIVERGE

G&M - Tom Rees (2025-06-09)

Bank of England rate-setters risk underestimating the strength of the UK economy by placing too much faith in downbeat business surveys over official growth data. Governor

TRUMP MEDIA IS COMING FOR BROKERAGE ACCOUNTS WITH ETF PUSH

Bloomberg - Vildana Hajric (2025-06-09)

The Trump brand has been used to hawk cryptocurrencies, Bibles, steaks and guitars.

EASING CAPITAL RULES A NEGATIVE FOR BIG U.S. BANKS

Investment Executive - James Langton (2025-06-09)

Currently, all banks have a minimum SLR requirement of 3%, the G-SIBs (including JPMorgan Chase & Co.,

CANACCORD POSTS $461M Q4 REVENUE

Investment Executive - Jonathan Got (2025-06-09)

The company’s global wealth management operations earned $238.9

SWITZERLAND PUTS TOUGH BANKING CURBS ON UBS TO PREVENT ANOTHER CREDIT SUISSE

WSJ - Margot Patrick (2025-06-09)

Draft banking reforms proposed Friday said UBS will have to hold around $26 billion in additional equity capital and reduce its reliance on hybrid bonds that can convert to equity.

MODERNIZING HOW WE COLLECT DATA FROM INSTITUTIONS

OSFI (2025-06-09)

The Data Collection Modernization (DCM) initiative aims to improve the type of data we collect and the way we collect it.

INVESTORS WIN AS BMO ETFS CUTS THE COST OF ONE OF THE BEST INVESTING PRODUCTS, PERIOD

G&M - Rob Carrick (2025-06-06)

BMO is not much of a player in the growing segment of the exchange-traded fund business catering to investors who value the simplicity and practicality of buying a low-cost, fully diversified portfolio in a single ETF.

THE BEST TIME TO MAKE A LUMP-SUM MORTGAGE PAYMENT, ACCORDING TO THE EXPERTS

G&M - Craig Wong (2025-06-06)

Being mortgage free can seem like a distant goal when the outstanding balance is in the hundreds of thousands of dollars and most of your regular payments are going toward paying interest. But

BMO REJIGS TOP EXECUTIVE TEAM AS IT AIMS FOR U.S. GROWTH

G&M - Stefanie Marotta (2025-06-06)

Bank of Montreal BMO-T is shaking up its senior executive team as the lender aims to expand its business and realigns its division in the United States. The

IRELAND JOINS THE LIKES OF CHINA AND VIETNAM ON LIST OF COUNTRIES THE U.S. IS MONITORING FOR CURRENCY MANIPULATION

Yahoo Finance (2025-06-06)

“In line with President Trump’s America First Trade Policy, the United States Treasury will be vigilant in identifying and taking action against currency manipulation and will continue to closely monitor a range of relevant macroeconomic and financial policies implemented by our trading partners that propagate imbalances, contribute to significant exchange

BOC SHOULD HAVE CUT RATES AS ECONOMY MOVES TOWARD RECESSION: DAVID ROSENBERG

BNN - Daniel Johnson (2025-06-06)

David Rosenberg, the founder and president of Rosenberg Research, said in an interview with BNN Bloomberg Thursday, “What the Bank of Canada should be doing if you want to find out the best way to protect the Canadian economy in this bug of uncertainty, is just stimulate the economy.

CIRCLE DOUBLES IN WILD FIRST DAY OF TRADING FOR STABLECOIN FIRM

Bloomberg (2025-06-06)

Circle Internet Group Inc.

CANADIAN REAL ESTATE BUYING OPPORTUNITY “STILL NOT THERE”: BMO

Better Dwelling (2025-06-06)

The Bank of Canada (BoC) decision to hold rates yesterday means sellers will have to wait to test that theory.

INTERNATIONAL EQUITY ETFS REMAINED A CROWD FAVOURITE IN MAY: REPORT

Investment Executive - Noushin Ziafati (2025-06-06)

“Fixed income ETFs staged a comeback after a slow April marked by significant rate volatility surrounding the U.S.

FITCH CUTS OUTLOOK ON CANADIAN BANKS

Investment Executive - James Langton (2025-06-06)

In a research note, Fitch said it cut the banks’ outlook “as business and consumer sentiment has plunged and the economy may be headed for recession.”

SEC RETHINKS APPROACH TO FOREIGN ISSUERS

Investment Executive (2025-06-06)

The SEC is revisiting the definition for the first time since 2003, noting that the population of companies that qualify as foreign private issuers has shifted dramatically over that time.

THE DAY THAT TRUMP AND MUSK TORCHED THEIR PARTNERSHIP

WSJ - Annie Linsky, Josh Dawsey, Natalie Andrews (2025-06-06)

This is exactly what President Trump and his advisers were trying to avoid. Just

OTTAWA TO OVERHAUL FINANCIAL-CRIME LAWS IN NEW BORDER SECURITY BILL

G&M - Alexandra Posadzki, Stefanie Marotta (2025-06-05)

The federal government is aiming to overhaul Canada’s financial-crime laws, including new restrictions on large cash transactions to curb money laundering. A

AIMCO ADDS FORMER CIO TO BOARD OF DIRECTORS

G&M - James Bradshaw (2025-06-05)

Alberta Investment Management Corp.

BANK OF CANADA SHOULD HAVE CUT INTEREST RATES INSTEAD OF PAUSING

G&M - JEREMY KRONICK AND STEVE AMBLER (2025-06-05)

Jeremy Kronick is vice-president and director of the Centre on Financial and Monetary Policy at the C.D.

BANK OF CANADA AGAIN HOLDS KEY INTEREST RATE AT 2.75%, AS TARIFF NEGOTIATIONS 'ARE HIGHLY UNCERTAIN'

Yahoo Finance - John MacFarlane and Jeff Lagerquist (2025-06-05)

"With today’s announcement to keep rates steady, I believe we are faced with an increased risk of a BoC policy error, and expect them to shift their monetary policy stance from neutral to stimulative in the coming days," said Naoum Tabet, Capital Group Canada’s fixed income investment director.

CENTRAL BANKS ON TRACK FOR 4TH YEAR OF MASSIVE GOLD PURCHASES, METALS FOCUS SAYS

Yahoo Finance - Polina Devitt (2025-06-05)

Gold prices are up 29% so far this year after hitting a record high of $3,500 per troy ounce in April on geopolitical tensions and economic uncertainty as U.S.

INFRASTRUCTURE BANK CEO SAYS IT'S READY TO PLAY A ROLE IN NATIONAL-INTEREST PROJECTS

Yahoo Finance - Laurren Krugel (2025-06-05)

The infrastructure bank, created in 2017 with $35 billion in capital, invests in revenue-generating projects that are deemed to be in the public good, but would have trouble getting off the ground with private-sector money alone.

TORONTO REAL ESTATE PRICES CLIMB DESPITE WORST MAY ON RECORD

Better Dwelling (2025-06-05)

Greater Toronto real estate sales dropped to one of the weakest levels in decades.

HOW CHARLIE SCHARF GOT WELLS FARGO OUT OF THE PENALTY BOX

Reuters (2025-06-05)

"This has been a marathon and Charlie knew that all along," said Chris Marinac, director of research at Janney Montgomery Scott.

VERSABANK SECOND QUARTER RESULTS

VersaBank (2025-06-05)

Versabank results show strong growth.

LETTER TO INDUSTRY ON OSFI’S NEW OPERATING MODEL AND STRUCTURE

OSFI (2025-06-04)

We have modestly adjusted OSFI’s organizational structure to position our institution for streamlined and more efficient operations.

WHY FOREIGN PROPERTY AND CASUALTY INSURERS ARE QUITTING CANADA

G&M - Andrew Willis (2025-06-04)

In the fragmented domestic auto and home insurance industry, the big question is: Who will be next to exit? Last week, U.S.

WHY THE BANK OF CANADA'S INTEREST RATE DECISION MIGHT NOT SWAY A HOUSING MARKET 'FROZEN' BY UNCERTAINTY

Yahoo Finance - John MacFarlane (2025-06-04)

“With looming tariffs and a lot of uncertainty in the market, with potential job losses and rising costs in many aspects of life, I think a lot of people are just really scared to take on a lot of debt,” said Victor Tran, a Toronto-based mortgage broker and Ratesdotca mortgage

UNE NOUVELLE PRéSIDENCE POUR SOUTENIR LA CROISSANCE DE NOTRE PLACE FINANCIèRE

Finance Montreal (2025-06-04)

Finance Montréal est fière d’annoncer la nomination de Mathieu Talbot, vice-président, Services aux entreprises et Financement corporatif au Mouvement Desjardins, à titre de président de son conseil d’administration.

BANK OF CANADA SET FOR INTEREST RATE DECISION AS TARIFF UNCERTAINTY PERSISTS

Yahoo Finance (2025-06-04)

Annual inflation cooled to 1.7

WELLS FARGO SHARES RISE AFTER FED ENDS GROWTH FREEZE

Yahoo Finance (2025-06-04)

The country's fourth-largest bank was operating under a $1.95-trillion

‘RENEWED INTEREST’: PORTFOLIO MANAGER SAYS BANK EARNINGS DRIVING TSX HIGHER

BNN - Daniel Johnson (2025-06-04)

“All the banks so far (have posted) pretty solid results, not spectacular, but solid,” he said.

ALL IN? CANADIAN BANK LOANS FOR REAL ESTATE DEVELOPMENT DOUBLE IN ONE YEAR

Better Dwelling (2025-06-04)

Canada’s chartered bank loans for real estate development are surging.

EUROPE’S BIG BANKS CAPITALIZE ON VOLATILITY: DBRS

Investment Executive (2025-06-04)

In aggregate, capital markets revenues at the big European banks were up 39% from the fourth quarter and 15% higher than the same quarter a year ago, driven by the “uncertainty and volatility experienced after the change in the U.S.

FINANCIAL SERVICES ROUNDUP: MARKET TALK HIGHLIGHTS

WSJ (2025-06-04)

PayPal is rolling out a physical card for its online credit offering, allowing PayPal Credit to now be used everywhere that Mastercard is accepted.

PAYPAL ADDS PHYSICAL CREDIT CARD FOR IN-STORE BNPL

Pymnts (2025-06-04)

The card is issued by Synchrony and paired with Mastercard’s global acceptance network, according to the release.

DEUTSCHE BANK LIFTS S&P 500 YEAR-END TARGET AMID WALL STREET UPGRADE WAVE

G&M (2025-06-03)

Deutsche Bank has raised its year-end target for the S&P 500 to 6,550 from 6,150, citing lower tariff-related earnings drag and a resilient economy, in a move that comes amid a broader wave of target upgrades by major Wall Street brokerages. This

TRUMP ADMINISTRATION SEEKS PAUSE AFTER LOSING SECOND TARIFF CASE, SAYS DECISION JEOPARDIZES TRADE NEGOTIATIONS

G&M - Dietrich Knauth (2025-06-03)

The Trump administration on Monday asked a U.S.

CPPIB AGREES TO SELL TWO HOLDINGS FOR MORE THAN $8-BILLION

G&M - Jameson Berkow (2025-06-03)

The Canada Pension Plan Investment Board stands to generate more than US$8-billion in proceeds from a pair of deals announced on Friday. CPP

PRIVATE CREDIT’S EDGE OVER BANKS HERE TO STAY, BILL WINTERS SAYS

Bloomberg (2025-06-03)

Private credit firms enjoy a “significant” capital advantage over traditional banks that’s unlikely to disappear, according to Bill Winters, chief executive officer of Standard Chartered Plc. Speaking

DANISH LENDERS RISK LOSSES FROM US TARIFFS, CENTRAL BANK WARNS

Bloomberg (2025-06-03)

An escalation of the US trade war would pose a “substantial risk” of losses for Danish banks, which are heavily exposed to export-driven industries, the Nordic country’s central bank warned. Danish

BANK OF CANADA WON’T CUT IN JUNE, GOVERNMENT POLICIES MAY BOOST INFLATION: BMO

Better Dwelling (2025-06-03)

“Core inflation at 3% and the economy avoiding the worst case scenario (for now) means that policymakers cannot afford to risk their credibility on inflation with a cut at this meeting,” warns Benjamin Reitzes, BMO’s Canadian Rates & Macro Strategist.

OECD WARNS THAT WORLD GROWTH TO SLOW AMID TRADE TURMOIL

WSJ (2025-06-03)

The world economy will lose pace this year, hamstrung by uncertainty stemming from a whipsawing U.S.

COULD THE GROWTH OF PRIVATE CREDIT POSE A RISK TO FINANCIAL MARKETS

Federal Reserve Bank of Boston - Boston Reserve Bank (2025-06-03)

Boston Fed study finds banks' $1.2

BLACKROCK-BACKED FINTECH RAISES FUNDS TO BE ‘EUROPEAN CHARLES SCHWAB’

FT - Florian Muller (2025-06-03)

Scalable Capital, a German investment platform backed by BlackRock, has raised €155mn in fresh equity at a valuation of about €1.5bn,

BANK OF ENGLAND STAFF DEPART AFTER DOWNGRADE OF CLIMATE RISK

FT - Kenza Bryan and Martin Arnold (2025-06-03)

Senior Bank of England staff members who resigned from climate and nature risk supervision roles have complained the central bank neglected the issues, leaving the UK financial sector underprepared. Six

BANKS CAUGHT FLAT-FOOTED AS GLOBAL PAYROLL RIDES INNOVATION WAVE

Pymnts (2025-06-03)

Traditional banking infrastructure often proves ill-equipped for real-time global transactions.

WEAPONISATION OF RESERVES LIKELY TO SPUR DE-DOLLARISATION – SURVEY

Central Banking - Joasia Popowicz (2025-06-02)

After Russia’s full-scale invasion of Ukraine in 2022, the US and its allies froze an estimated $300 billion of Russian foreign exchange reserves in their jurisdictions – around half of all Russian FX reserves at the time.

NEW ZEALAND CUTS RATES 25 BPS, FLAGS SLIGHTLY DEEPER EASING CYCLE AS GLOBAL RISKS MOUNT

Reuters - Lucy Craymer (2025-06-02)

New Zealand's central bank cut its benchmark rate by 25 basis points to 3.25%

THE BEST FIXED AND VARIABLE MORTGAGE RATES FOR THIS WEEK

G&M - SALMAAN FAROOQUI (2025-06-02)

Market expectations for an interest-rate cut by the Bank of Canada have been consistently dropping ahead of the central bank’s rate decision next week, meaning that variable-rate mortgage holders may not get the lower rates they hoped for. Earlier

CANADA’S BIG BANKS ARE WEATHERING THE TRADE WAR SO FAR, RAISING DIVIDENDS AND REPORTING GROWTH

G&M - Stefanie Marotta (2025-06-02)

U.S.

HSBC TO INJECT $4 BILLION INTO ITS PRIVATE CREDIT FUNDS

Yahoo Finance (2025-06-02)

The fast-growing $2 trillion global private credit market provides lending to companies outside the more highly-regulated banking system, and is dominated by private equity giants like Blackstone and Ares Management.

SHARES AND DOLLAR TUMBLE AS TARIFF TENSIONS FLARE

Yahoo Finance - Wayne Cole and Amanda Cooper (2025-06-02)

Stocks and the dollar slipped on Monday as U.S.-China

THE WEEK AHEAD: BOC RATE DECISION, EMPLOYMENT DATA DUE

BNN (2025-06-02)

Monday, June 2, 1:00 p.m.

APOLLO PARTNERS WITH MAJOR US BANKS TO TRADE PRIVATE CREDIT

BNN (2025-06-02)

Apollo Global Management Inc.

CARNEY PICKS CANADIAN PENSION EXECUTIVE AS NEXT CHIEF OF STAFF

BNN (2025-06-02)

Prime Minister Mark Carney is hiring an executive from one of Canada’s top pension fund managers to be his chief of staff. The

BANK OF CANADA EXPECTED TO HOLD KEY RATE AFTER SURPRISE Q1 GDP JUMP

Investment Executive - Craig Lord (2025-06-02)

The first-quarter figures topped Statistics Canada’s flash estimate for annualized growth of 1.5%

BIG SIX TAKE A TARIFF HIT: FITCH

Investment Executive - James Langton (2025-06-02)

“Canadian banks experienced slow revenue momentum in the second quarter of 2025 as they began to position themselves for the economic impacts of tariffs,” Fitch said.

BANK RESULTS SHOW LESSER FALLOUT FROM TRADE UNCERTAINTY THAN FEARED, SO FAR

Investment Executive (2025-06-02)

Together, they made $22.4

LAURENTIAN BANK REPORTS $32M SECOND QUARTER PROFIT

Investment Executive - Craig Lord (2025-06-02)

The bank has been working to boost its dealings in the specialized commercial sector while maintaining consumer deposits, as well as increasing technology investments for a bank that until recently didn’t offer a smartphone app.

INVESTORS INCREASINGLY ENAMOURED WITH ACTIVE ETFS

Investment Executive (2025-06-02)

Over the past decade, investors have put $150 billion into active ETFs, pushing total assets under management (AUM) to $178 billion by the end of March, the report noted.

WHY SMART MONEY IS TARGETING CHEAP CANADIAN APARTMENT REITS

G&M - Andrew Willis (2025-06-02)

For almost a year, investors have been steering clear of rental real estate owners, on expectations that a property bubble was about to burst. But

OVERSTAFFED, OVERPAID AND UNDERPERFORMING, THE CPP INVESTMENT FUND IS IN NEED OF A SHARP COURSE CORRECTION

G&M - Andrew Coyne (2025-06-02)

This time they waited until page 41 to admit it. As

BANK OF CANADA TO HOLD RATES AT 2.75% BUT CUT AT LEAST TWICE MORE THIS YEAR: REUTERS POLL

Yahoo Finance - Mumal Rathore and Indradip Ghosh (2025-06-02)

Lower household spending and weak domestic demand, however, suggest a downturn is coming.

ALBERTA WILDFIRES SHUT ABOUT 7% OF CANADA’S OIL PRODUCTION

Bloomberg (2025-06-02)

Wildfires in Canada’s energy heartland of Alberta have shut down almost 350,000 barrels of daily heavy crude production — about 7% of the country’s output — as a major blaze near the province’s eastern border menaces oil sands operations. Cenovus

EUROPE’S BIG BANKS CAPITALIZE ON VOLATILITY: DBRS

Investment Executive - James Langton (2025-06-02)

In aggregate, capital markets revenues at the big European banks were up 39% from the fourth quarter and 15% higher than the same quarter a year ago, driven by the “uncertainty and volatility experienced after the change in the U.S.

JAMIE DIMON SAYS HE ISN’T RETIRING ANYTIME SOON

WSJ - Candice Choi (2025-06-02)

The 69-year-old chief executive of the country’s biggest bank said that his retirement is still “several years away” and reiterated that he might stick around as executive chairman of the board afterward. “Obviously,

NEEDING DOLLARS, IRAN-BACKED MILITIAS TURN TO VISA AND MASTERCARD

WSJ (2025-06-02)

Iraq was a minor market for Visa and Mastercard a couple of years ago, generating just $50 million a month or less in cross-border transactions at the start of 2023.

LETTER TO INDUSTRY ON OSFI’S NEW OPERATING MODEL AND STRUCTURE

OSFI (2025-06-02)

We have modestly adjusted OSFI’s organizational structure to position our institution for streamlined and more efficient operations.

RBC AND CIBC RAMP UP PROVISIONS FOR LOAN LOSSES AMID HIGHER RISKS STEMMING FROM TRADE AND POLICY UNCERTAINTY

G&M - Stefanie Morotta (2025-05-30)

Canada’s largest lenders are setting aside more provisions for credit losses – the funds banks set aside to cover loans that may default – as a buffer against deteriorating debt conditions and a slowing economy. “Changes

RBC TO REQUIRE EMPLOYEES TO WORK IN THE OFFICE FOUR DAYS A WEEK

G&M - Stefanie Marotta (2025-05-30)

“RBC is a relationship-driven bank and in person, human connection is core to our winning culture,” RBC spokesperson Gillian McArdle said in an e-mail statement.

DONALD TRUMP MEETS WITH JEROME POWELL, THE FEDERAL RESERVE CHAIRMAN HE HAS REPEATEDLY SCORNED

G&M - Christopher Rugaber (2025-05-30)

U.S.

CIBC PROFIT RISES ON CAPITAL MARKETS STRENGTH

Yahoo Finance (2025-05-30)

CIBC's net income from capital markets rose 20% over the year earlier to C$566 million.

STATISTICS CANADA SET TO REPORT Q1 GDP FIGURES, REVEALING EARLY TARIFF IMPACT

Yahoo Finance (2025-05-30)

The agency will report today on real gross domestic product figures for March and for the first quarter as a whole.

BLACKROCK’S BITCOIN ETF DRAWS RECORD INFLOWS DURING MAY’S RALLY BLACKROCK’S BITCOIN ETF DRAWS RECORD INFLOWS DURING MAY’S RALLY

Yahoo Finance (2025-05-30)

The fund has attracted more than $6.35

SANTANDER UNSEATS BARCLAYS AS EUROPE’S BIGGEST ISSUER OF SRTS

Bloomberg - Estaban Duarte (2025-05-30)

Banco Santander SA surpassed Barclays Plc as Europe’s largest issuer of significant risk transfers, according to S&P Global Ratings. In

VERSABANK ANNOUNCES INTENTION TO REALIGN CORPORATE STRUCTURE TO STANDARD US BANK FRAMEWORK

VersaBank (2025-05-30)

VersaBank's Canadian operations will become VersaBank Canada, which will be headquartered in Canada, and will become a wholly owned subsidiary of VersaHoldings (the new parent), along with VersaBank USA and VersaFinance US Corp.

TORONTO NEW HOME SALES CRASH 72% TO A RECORD LOW

Better Dwelling (2025-05-30)

Demand for new homes across the GTA has reached unprecedented lows.

ROYAL BANK SAYS Q2 PROFIT ROSE TO $4.4B

Investment Executive (2025-05-30)

The bank’s profits amounted to $3.02

CANACCORD SANCTIONED IN CIRO SETTLEMENT

Investment Executive (2025-05-30)

“Despite these allegations, Canaccord continued to execute trades on behalf of Crito LLP,” the settlement noted — adding that it continued to trade for the accounts for almost a year, until September 2023, when it stopped accepting orders from the firm, and ultimately terminated the client relationship.

EQB RELEASES Q2 RESULTS MARKED BY CONTINUED LOAN GROWTH AS DIVIDEND INCREASES 18% Y/Y AND TOTAL AUM AND AUA CLIMB TO $134 BILLION

Press Release (2025-05-30)

Revenue $316.0

SCOTIABANK SAYS TECHNICAL GLITCH THAT DISRUPTED DIRECT DEPOSIT, CHEQUE PAYMENTS HAS BEEN RESOLVED

G&M (2026-01-28)

“We are deeply sorry for the inconvenience the earlier technical issue has had on our clients, and sincerely appreciate their patience as we worked through this,” Ms.

WEALTHSIMPLE PLANS PAPERLESS CHEQUES AND UBER-LIKE DELIVERY OF CASH TO CUSTOMERS’ DOORS

G&M (2025-06-12)

Wealthsimple Technologies Inc.

WEALTHSIMPLE IS TAKING ON THE BIG BANKS - AND MIGHT JUST SURPASS THEM

G&M - Rob Carrick (2025-06-12)

It’s too early to hand this distinction to Wealthsimple because it hasn’t fully introduced all of its new banking features, some of which are gimmicky.

THE BIG GUIDE TO AUTO INSURANCE

G&M - Mariya Postelnyak (2025-06-12)

Drivers in Canada have been reeling from soaring auto insurance premiums with rising vehicle thefts, higher repair costs and even extreme weather.