US regulator

FEMA is the US regulator for floods. It is equivalent to the Quebec Public
Security Minister.

NFIP

The National Flood Insurance Program was set up in 1968 to encourage
development in flood risk area in the US.

Example of flood demolitions

Flooded homes in Quebec need to be stripped to bare walls and even the
ceiling had to be removed.

Neville Henderson

Neville Henderson is the assistant superintendent for insurance sector at
OSFI.