| Tier 1 |
| Common Equity Tier 1 Capital |
| Common shares and surplus (share premium) |
17,921,824 |
| Retained earnings for capital purposes |
50,911,641 |
| Accumulated other comprehensive income for capital purposes |
4,135,383 |
| Common equity issued by consolidated bank subsidiaries to third parties (portion recognized as CET 1 of the parent) |
13,556 |
| Placeholder |
0 |
| Gross Common Equity Tier 1 Capital |
72,982,406 |
| Deduct: Total regulatory adjustments to Common Equity Tier 1 Capital |
15,980,982 |
| Net Common Equity Tier 1 Capital (CET1 after all deductions) |
57,001,424 |
| Additional Tier 1 Capital |
| Non-cumulative perpetual preferred shares and surplus (share premium) |
3,825,000 |
| Other qualifying Additional Tier 1 instruments |
0 |
| Tier 1 capital issued by consolidated subsidiaries to third parties (portion recognized as Additional Tier 1 capital of the parent) |
2,905 |
| Non-qualifying Tier 1 capital instruments (phased out from 2013 to 2022) |
2,449,525 |
| Placeholder |
0 |
| Gross Additional Tier 1 Capital |
6,277,430 |
| Deduct: Deductions from Additional Tier 1 capital |
0 |
| Net Additional Tier 1 Capital |
6,277,430 |
| Net Tier 1 Capital |
63,278,854 |
| |
| Tier 2 Capital |
| Directly issued qualifying Tier 2 instruments and surplus (share premiun) |
6,230,206 |
| Capital issued by consolidated subsidiaries to third parties |
3,320 |
| Non-qualifying Tier 2 capital instruments (phased out from 2013 to 2022) |
2,519,142 |
| Collective allowances |
462,339 |
| Placeholder |
0 |
| |
| Gross Tier 2 Capital |
9,215,007 |
| Deduct: Deductions from Tier 2 |
0 |
| Net Tier 2 Capital |
9,215,007 |
| |
| Total Capital |
72,493,861 |
| |
| Risk Weighted Assets |
|
| Credit Risk before Credit Valuation adjustment (CVA) phase-in |
403,704,122 |
| Market Risk modeled |
19,233,038 |
| Market Risk - Standardized method |
12,975,800 |
| Operational Risk |
62,716,350 |
| Risk-Weighted Assets Before CVA phase-in |
498,629,304 |
| Common Equity Tier 1 (CET1) Capital CVA phase-in adjustment |
3,101,133 |
| Total risk-weighted assets for CET 1 Capital (before floor) |
495,528,171 |
| Adjustment for floor |
0 |
| Adjustment CET 1 Capital risk-weighted assets |
495,528,171 |
| Tier 1 Capital CVA phase-in adjustment |
2,635,963 |
| Total risk-weighted assets for Tier 1 Capital (before floor) |
495,993,341 |
| Adjustment for floor |
0 |
| Adjustment Tier 1 Capital risk-weighted assets |
495,993,341 |
| Total Capital CVA phase-in adjustment |
2,170,793 |
| Total risk-weighted assets for Total Capital (before floor) |
496,458,511 |
| Adjustment for floor |
0 |
| Adjustment Total Capital risk-weighted assets |
496,458,511 |
| Capital ratios |
|
| Common equity Tier 1 (CET1) |
11.50 |
| Tier 1 |
12.76 |
| Total capital |
14.60 |
| |
| Leverage Ratio |
|
| Total Exposures |
1,450,769,311 |
| Tier 1 Capital |
63,278,854 |
| Leverage Ratio |
4.36 |